The Gerontological Society of America

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Home Resources Older Adults and Health Care Reform
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Older Adults and Health Care Reform
Insurance Reforms
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Long-Term Care
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Long-Term Care
  • H.R. 3590 includes Community Living Assistance Services and Supports (CLASS) program provisions.  The provisions will create a new national long-term care insurance program through voluntary payroll deductions that will provide a cash benefit to individuals who are unable to perform ADLs for the purchase of community living assistance services and supports.
  • According to the Congressional Budget Office, the proposal will reduce the deficit by $57.8 billion over 10 years due to the payment of premiums by enrollees (the voluntary payroll deductions), and will include federal and state Medicaid savings of $4.4 billion.
  • The provisions will allow inclusion of information on private long-term care insurance in the “National Clearinghouse for Long-Term Care Information.”
  • H.R. 3590 will allocate $10 million per year for five years to continue the Aging and Disability Resource Center initiatives.