Long-Term Care

• H.R. 3590 includes Community Living Assistance Services and Supports (CLASS) program provisions.  The provisions will create a new national long-term care insurance program through voluntary payroll deductions that will provide a cash benefit to individuals who are unable to perform ADLs for the purchase of community living assistance services and supports.
• According to the Congressional Budget Office, the proposal will reduce the deficit by $57.8 billion over 10 years due to the payment of premiums by enrollees (the voluntary payroll deductions), and will include federal and state Medicaid savings of $4.4 billion.
• The provisions will allow inclusion of information on private long-term care insurance in the “National Clearinghouse for Long-Term Care Information.”
• H.R. 3590 will allocate $10 million per year for five years to continue the Aging and Disability Resource Center initiatives.
  
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